About This Site
SubjectToScam.com exists because most victims of predatory real estate schemes lose quietly — too exhausted to fight, too overwhelmed to know where to start. This site is the resource that didn't exist when it was needed most.
Why This Exists
SubjectToScam.com was not built by a nonprofit, a law firm, or a consumer advocacy organization with a grant budget. It was built by one fraud victim who had the technical skills, the legal knowledge, and the refusal to accept that staying quiet was the only option.
Subject-to and home wholesaling schemes are not niche crimes. They are a systematic industry built around finding people in crisis — foreclosure, illness, divorce, death in the family — and extracting their equity through paperwork designed to confuse, delay, and ultimately dispossess them.
Most victims never see it coming. Most never recover fully. And most never say a word — because they're exhausted, because they don't know their rights, and because no one built them a roadmap.
This site is that roadmap. Everything here is designed to give the next person what wasn't available when it was needed most. Not legal advice. Not a lawsuit. Just information, clearly organized, freely available, and permanently on the record.
What SubjectToScam.com Is
If something felt wrong about your transaction — trust that. This site documents the patterns, the playbook, and the warning signs so you can name what happened to you.
Every entry is sourced exclusively from public court filings, county recorder records, and state regulatory databases. No speculation. No hearsay. Public record only.
Slander of title. Tortious interference. FHA §3617. NRS 624. You have more legal tools than you think — explained in plain language, not legalese.
This directory grows as cases are verified and submitted. If you have public record documentation of predatory conduct, this is where it belongs.
The Founder's Story
I want to be clear about something upfront: I am not naive. I have spent over thirty years in cybersecurity, data architecture, and enterprise software. I have consulted for federal agencies. I have built companies from nothing, survived a major partner fraud event, and navigated federal litigation as a pro se litigant. I know how predators operate. I know how to read a contract.
And I still almost didn't catch it.
"The most dangerous scams don't catch foolish people. They catch trusting people — because trusting someone is not a character flaw. It is what decent human beings do."
I had a concrete plan. Sell the house, close the transaction, relocate internationally, and invest the proceeds. The reasons were entirely legitimate — the house held painful memories, the staircase was a genuine physical danger given my seizure disorder, and I had already fallen. I had somewhere to be. I needed a clean exit, and I needed it for real reasons.
In April 2024, Steve Philostin opened escrow through Fidelity National Title on a standard purchase of my home at 1871 Hollywell Street. For five months he did nothing — no earnest money deposited, no performance, no movement toward closing. On September 9, 2024, I cancelled the escrow for breach of contract and non-performance. I already had a licensed real estate agent ready to list the property through conventional channels.
Sixteen days later, Steve came back. This time with a subject-to wrap structure — a payment schedule starting with $40,750, my mortgage staying in my name, and his entity taking possession while I waited to be paid out. I gave him a second chance. I had plans built around that $40,750 arriving on time. Commitments I had made. Investments I intended to make. A life I was actively building toward. If he had performed on that first payment alone, I could have done everything I had originally planned.
He didn't. Not once did a payment arrive when it was supposed to. I had made those commitments assuming a deal that performed. Instead I spent the next seventeen months figuring out how to cover what I had planned on receiving — while Steve occupied my property without a lease, paid nothing on schedule, and ran my mortgage into acceleration. I am still here. Still in Las Vegas. Still managing federal litigation instead of being where I planned to be.
When I pushed back, the response was a lis pendens filed against my title on the morning of a court hearing, nine days before a funded closing — timed for maximum damage. The attorney of record then emailed me to say I would have "a difficult time selling" and that he "highly doubted the sale will go through." That is not advocacy. That is a coordinated attack on a disabled homeowner's ability to sell her own property. It is now the subject of a federal complaint.
If this situation could push someone with thirty years of enterprise technology experience and active federal litigation into a seventeen-month fight — then it will absolutely happen to someone who doesn't know what they're looking at. That's the gap this site fills.
I built this site because I have a platform and a voice that most victims don't. Most people who get caught in these schemes lose quietly — too embarrassed to say anything, too drained to pursue it, too overwhelmed to know where to begin. This site is for them. If you are reading this because something felt wrong — trust that feeling. You are not paranoid. You are not overreacting. And you are not alone.
Public Record
The following individuals and entities have been identified through public court records, federal complaints, county recorder filings, and state regulatory databases. This is Jade's case. See the Community Operator Directory to submit additional operators.
Sole member and principal of Philistine LLC and 3 Star Management Services LLC. Publicly marketed a paid wholesaling coaching program — "The Strategic Art of Wholesaling" — teaching others to find "Distressed, Motivated and Flexible" sellers while simultaneously engaged in the conduct described in active Clark County litigation and a pending federal complaint.
Entered into a Purchase Contract on September 25, 2024, with a stated purchase price of $725,000 (Contract § 1.2). Never made a single scheduled payment of $40,750. A cure payment of $12,561.43 was returned for being drawn on an invalid bank account. Agreements terminated for material breach effective November 1, 2025. Subsequently occupied the property without a lease, without a rental agreement, and without lawful right of possession. Constructed an unpermitted room addition and made direct false statements to a third-party buyer that the property had "extensive damage." In court filings, submitted bank records belonging to 3 Star Management Services LLC — a non-party entity — as purported proof of Philistine LLC's ability to perform.
Counsel of record for Philistine LLC in Clark County Case No. A-25-934201-C, and anticipated defendant in federal complaint Burch v. Dean et al., asserting violations of the Fair Housing Act (42 U.S.C. §3617), abuse of process, tortious interference, slander of title, civil conspiracy, and intentional infliction of emotional distress.
Archived — July 2025
The following content is drawn verbatim from the archived website of Steve Philostin, thestrategicartofwholesaling.com, captured by the Wayback Machine in July 2025 — while active litigation was pending. The site has since been taken offline. No editorial comment is needed.
"Learn proven techniques of what determines and how to find Distressed, Motivated and Flexible sellers."
This is the "DMF" framework Philostin marketed to his coaching students. "Distressed, Motivated and Flexible" is the profile of a homeowner in crisis. This is who he taught others to find. This is who he found.
"Join Wholesale Coach Steve Philostin and learn proven strategies and techniques that have helped his students achieve success in real estate wholesaling!"
Philostin was publicly operating as a paid wholesaling coach — teaching others his methods — while simultaneously engaged in the conduct described in active Clark County litigation and a pending federal complaint.
Identify the gap between market value and what a distressed seller will accept.
Identify the seller's pressure point — health, divorce, foreclosure, urgency — and tailor the pitch accordingly.
Calculate the discount needed to flip to a cash buyer at a profit — at the seller's expense.
Nevada LLC — Primary litigation entity
Nevada LLC — Used to submit non-party bank records as proof of funds
Modular/prefab tiny home company — self-described owner
Paid coaching program — site taken offline during litigation
"Buyer is a wholesale buyer who purchases real property and who, in its discretion, may assign its equitable interest in the real property for a profit. The Purchase Price may not reflect the Property's fair market value."
This is not an allegation. It is the contract's own self-description — written by Philostin, signed by Philostin, and filed by his own attorney as Exhibit 1 to his Reply. The same contract that contradicted the central allegation certified under NRCP 11.
"We will see how the procedural posture develops after the appeal is filed on the anti-SLAPP motion and the matter is stayed while the appellate process runs its course for the next 18-24 months."
Also Built by Jade Riley Burch
SubjectToScam.com is one of several platforms built under Pink Viper Labs — all focused on giving individuals the tools and infrastructure that institutions take for granted.
A full litigation management platform for pro se litigants and small firms. Case tracking, document management, deadline monitoring, and evidence organization — built by someone who lived the problem.
Zero-knowledge evidence defense infrastructure. Cryptographically secured, air-gap ready, built for people who need their evidence to be unimpeachable — because it will be challenged.
Cybersecurity architect, data engineer, pro se litigant. Thirty years of building things that work in environments where failure is not an option.
The resources, the red flags, the operator directory — it's all there. Built for you. Free forever.
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